Transparent IVF Cost Guide
IVF cost in India is not one fixed sticker price. The right number depends on diagnosis, stimulation medicines, lab steps, embryo strategy, and whether add-ons such as ICSI, PGT or freezing are medically needed.
Use this table to compare written estimates. The safest quote is the one that clearly lists what is included and what may be billed separately.
| Component | Planning range | What to check |
|---|---|---|
| Basic IVF cycle | ₹1,20,000–₹2,50,000+ | Varies by clinic, city, stimulation plan and lab inclusions. |
| Medicines and stimulation | Variable | Often changes with age, ovarian reserve, BMI and response. |
| ICSI add-on | ₹25,000–₹55,000+ | Used when male-factor or fertilization concerns make it clinically useful. |
| PGT embryo testing | ₹1,00,000–₹2,50,000+ | Usually separate from base IVF and depends on embryos tested. |
| Freezing and storage | ₹35,000–₹1,00,000+ | Depends on storage duration and embryo/egg plan. |
Two couples can both be advised IVF but need very different protocols. One may need a straightforward stimulation and transfer, while another may need higher medicine doses, ICSI, embryo freezing, PGT, or additional workup before transfer.
Do not compare only the lowest advertised number. Ask for a written estimate that lists inclusions, exclusions, medicine assumptions, cancellation rules, freezing costs, and what happens if the first cycle does not produce a transferable embryo.
Santaan uses diagnosis-first planning so the cost discussion follows the medical pathway. The goal is to reduce surprise add-ons and help couples understand which steps are necessary, optional, or not relevant for their case.
A practical planning range is often ₹1.2 lakh to ₹2.5 lakh or more per IVF cycle before complex add-ons. The final cost changes with medicines, lab steps, embryo strategy and clinic-specific inclusions.
Not always. A low headline price may exclude medicines, scans, anesthesia, lab steps, freezing or transfer-related charges. Compare written inclusions rather than only the advertised number.
EMI or financing may be available depending on partner policies, eligibility and documentation. Patients should confirm tenure, downpayment, processing fees and whether the EMI covers medicines or only procedure costs.
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